Ask Honest John

Most recently answered insurance questions
If one is involved in a no-fault crash, where the car is written off and where the insurance company offer a cash amount that is well below the value of the vehicle, does one have to take the cash offer...
I purchased a Saga Plus car insurance which runs out this month. In the first year of cover I hit a concrete bollard in a car park whilst distracted by another drivers actions. I instigated a claim with...
I'm thinking of buying a 6-7 year old performance car from Jaguar or Maserati which comes with a very high insurance group. Even with 30+ years NCB I suspect that the regular insurers will not offer the...
If my partner who's a named driver on my car needed to drive very occasionally to work as a locum at different locations should we inform the insurance company? This doesn't sound like commuting so what...
Will an airbag fauly warning light on my dashboard invalidate my insurance if stopped by the police in England?
I am currently the policyholder and main driver for our car. My wife is the named driver. I/we have more than 10 years no claims bonus. If my wife becomes the main driver will that affect the NCB? I'm...
I'm thinking of changing my insurance policy by taking my wife off the policy as a named driver as it will be cheaper. If I let her drive the car with my permission, is that legal insurance wise, and if...
My daughter has just been told (by a mainstream and well-known insurer) that her premiums have just gone up because an identical car in the same postcode was stolen, therefore the premiums go up. Of course...
Please can you tell me why insurance comparison sites are now asking if you have lived in Uk since birth? I was born in UK as were all my ancestors. However, my parents took me abroad when I was ten...
My wife had accident as named driver on my policy, I want to renew with her being named driver again, do I declare claim in my section or in hers or both? Technically I had no accidents so how can I be...