How does TopCashback work?

Seen the ads but need some more info? We show you how TopCashback earns you money

What is TopCashback?

If the name hasn’t already given it away, TopCashback is a cashback website that rewards you for making purchases via its homepage. In fact TopCashback is one of the best cashback websites there is, thanks to high payment rates and a broad choice of offers.

How does TopCashback work?

The principle behind it is simple. Every time you make a purchase via a link on TopCashback, the retailer is paid a small percentage as a commission which TopCashback then shares a proportion of with you. That’s where the money comes from, but where TopCashback excels is that sometimes it will pay out 105% of the cashback it gets from the retailer - it does this by sharing some of the bonus it receives for sending so many buyers to the retailer, which is great news for you.

How can I get the most cashback?

The best way to look at cashback sites is as a saving rather than a way of earning money. If you end up spending money you wouldn’t have otherwise spent just in order to get a cashback payout then you won’t be saving anything. Instead, treat it like a discount coupon page and check it before you make purchases that were already planned.

Another neat trick to boost your rewards is to take your payouts in the form of gift cards. TopCashback pays a higher rate if you do this, and you can keep them for planned purchases or give them away as presents. You should also try and use the refer a friend option as this also pays a straight cash bonus into your account each time a friend signs up, which is a super-quick way of boosting your total. Finally it is worth checking out which retailers offer in-store cashback as well as online; the TopCashback app makes this a cinch to do.

Is there anything else I need to know?

Like most cashback sites it is important to be a little patient when waiting for your money to arrive. Purchases have to be tracked and can take weeks or even months to arrive, and occasionally will fail completely, so think of it as a bonus rather than relying on the funds being in place. It’s also worth considering signing up for the Plus membership scheme; the £5 cost is deducted from your earnings over the year but nets you a higher rate of return as well as exclusive offers. If you just use TopCashback for a single purchase it’s probably not worth it, but if you plan to spend the whole year seeking out every possible penny of cashback, you should earn the £5 back in no time.

Click here to sign up.